If you’re facing financial hardship, filing for bankruptcy may be the best option. Our New Jersey Bankruptcy Attorneys can help you decide whether bankruptcy is right for you and guide you through the process.

Filing for Chapter 7 bankruptcy involves liquidation of non-exempt assets and discharge of unsecured debts. This is a quick way to start over financially without losing your home or personal property.

Experience

If you are dealing with a lot of debt, it is important to hire a New Jersey Bankruptcy Attorney who has experience and a track record of success. This will ensure that your rights are protected and you do not fall into any costly mistakes during the bankruptcy process.

The right bankruptcy lawyer can make the process easier and more effective. They can handle all the legal paperwork, communicate with creditors on your behalf, and represent you in court if necessary.

They can also help you understand the different types of bankruptcy and which one will be best for your situation. For example, Chapter 7 bankruptcy is a liquidation process where all dischargeable debts are eliminated within a short period of time.

The other option is a Chapter 13 bankruptcy, which allows you to reorganize your debts and come up with a plan that is more sustainable for the long-term. The right New Jersey Bankruptcy Attorney can guide you through the process of filing for Chapter 13 bankruptcy and explain how it may affect your credit history and personal financial situation.

Compassion

Aside from the financial pitfalls associated with debtors in debt, a New Jersey bankruptcy can be a debilitating and unsettling experience. There are several types of bankruptcy to choose from and each has its own benefits and drawbacks. The best way to navigate the minefield is to hire an empathetic and knowledgeable legal guru. A little help from the right attorney can go a long way in reclaiming your financial well being. Having the right attorney on your side will ensure that your biggest legal blunders are minimised and your most precious assets are protected at all times. To learn more about the most effective path to financial recovery and peace of mind visit our website for a free consultation.

Flexibility

The best part of hiring a New Jersey Bankruptcy Attorney is the flexibility of completing your case without you ever having to leave your home. We have several lawyers working in various locations and even an office that can be accessed remotely if you happen to live on the other side of the state. Despite our impressive legal staff, we are still able to offer the highest level of personal service. If you are looking for the best and most cost effective way to clear your debts in the shortest amount of time, give us a call today to discuss your options.

Reputation

If you are considering filing bankruptcy, it is important to select a New Jersey Bankruptcy Attorney with a good reputation. You want someone who will give you the attention your case deserves, not a firm that simply churns out thousands of cases without spending time reviewing your specific situation.

The most common type of bankruptcy is Chapter 7. It involves eliminating all your debts, including credit cards and loans, in four to six months. However, there are other types of bankruptcy and some people may be better served by a different method. For example, Chapter 13 allows you to pay back some of your debt through a three to five-year repayment plan. Our Trenton bankruptcy attorney will help you determine which option is right for you and your specific situation. Additionally, he can eliminate judgments against you and stop wage garnishments and bank levies. He will also handle criminal matters, such as shoplifting, simple and aggravated assault, drug-related offenses, and domestic violence.